Explainer · Account takeover
Why OTP bots keep working against bank customers
Automated calls that impersonate a bank get customers to hand over one-time passcodes in real time. The weakness is the code itself.
Topic hub · Fraud & Payments
Account takeover
How criminals take over legitimate accounts, and how defenders spot it.
Key terms
- Account takeover (ATO)Criminal control of a legitimate account.
- OTP botAutomated calls that trick victims into reading out codes.